Consent to Electronic Communications and Disclosures “ESIGN”

This ESIGN Consent contains important information about your legal rights; please read it thoroughly and print or save a copy. 

As used in this ESIGN consent, the words “we,” “us” and “our” mean Duvera Billing Services, LLC doing business as EasyPay Finance and its subsidiaries, affiliates, respective successors, agents, assigns and service providers.  The words “you” and “your” mean the applicant for, or holder of, an Account with or serviced by us.  This ESIGN Consent applies to all of your transactions and accounts with us or being facilitated or serviced by us on behalf of a third party (individually an “Account” and collectively “Accounts”), including your application, any third-party provider loan transaction agreement, credit sales transaction agreement, or any lease-to-own transaction agreement (each referred to for purposes of this consent as “Agreement”) and all related or other transactions, accounts, products or services between you and us or assigned by a third party to us.

Legally Required Communications and Disclosures.

We must provide you with certain communications and disclosures in writing (i.e., you have a right to receive such communications on paper) pursuant to applicable laws and regulations.  This information may be provided to you electronically if you agree to this ESIGN Consent. Because many of our Accounts are provided online and use electronic means to deliver information, you must agree to this ESIGN Consent to obtain and use an Account.  This ESIGN Consent will apply to each person named on your Account.

Types of Electronic Communications You May Receive:

You agree and consent to receive electronically all communications, agreements, documents, notices, statements, and disclosures (each a “Communication” and collectively the “Communications”) that we provide regarding your transactions with us and your Accounts.  Categories of Communications may include, but are not limited to, your application, any agreements between us and you related to your Accounts or any amendments thereto; any disclosures, notices or other information regarding your application or your Accounts; any other Communications regarding your application or your Accounts, including Communications about the use of our websites, our relationship with you, your transaction histories, responses to claims; and any Communications related to such other products, services or programs that may be made available to you by or through us. Communications specifically include, but are not limited, to the following:

  • Disclosures, agreements, notices, and other information related to your application and Accounts and/or the opening, initiation, or maintenance of your Accounts, including, but not limited to, lease or rental purchase agreements, payment authorizations, disclosures, or notices that are required under applicable federal or state laws and regulations;
  • Periodic, annual, monthly, or other statements, disclosures, and notices relating to the Accounts and/or the maintenance, operation or servicing of an Account including, but not limited to Account information, Account activity, payments or other statements, disclosures or notices that may be required under applicable federal or state laws and regulations;
  • This ESIGN Consent and any amendments thereto;
  • Notice or disclosures about changes to your Accounts; and
  • Any other Communications that we may provide from time to time relevant to your Accounts. 

Method of Providing Communications to You in Electronic Form.

You agree that all Communications that we provide to you in electronic form may be provided to you electronically by (1) posting Communications to your online account or our online portal; (2) making Communications available on our website or at a different website that we may, from time to time, communicate to you; (3) sending Communications to your designated email address (which may include attachments or embedded links); (4) making Communications available to you during your online session; (5) sending Communications to you via text message (which may include attachments or embedded links); or (6) by requesting you download a PDF file containing the Communication.

Your Contact Information.

You must immediately notify us of any change to your email address, contact information and other information related to this ESIGN Consent and your Account(s).  If the email address or cellular telephone number provided as part of your Account application changes at any time or ceases to be your preferred email address or cellular telephone number, please contact us at 1-866-438-8372 or via email at [email protected] to update your email address or cellular telephone number. You may also update your email address or cellular telephone number by logging into your account profile at You should make sure that any spam filter you use is set to allow receipt of messages from [email protected].

Hardware and Software Requirements

To access and retain electronic Communications, you will need:

  • Internet access;
  • A widely-used, recent generation web browser;
  • A supported program that accurately reads and displays PDF files;
  • A valid email address which you have provided to us;
  • A cellular telephone capable of receiving text messages;
  • A recent-generation personal computer, tablet or mobile device with an operating system capable of supporting all of the above; and

Sufficient storage space to save past Communications or an installed printer to print them.

You acknowledge that you meet the hardware and software requirements above. We reserve the right to discontinue providing access to Communications through any software that, in our sole opinion, suffers from a security flaw or other flaw that makes it unsuitable for use.

We will notify you if there are any material changes to the hardware or software needed to receive electronic Communications from us. Continuing to access your account through the online portal after receiving notice of such a change is reaffirmation of your consent.

Requesting Paper Copies/Withdrawing Consent to Communications.

If you would like a paper copy of a Communication we previously sent you electronically or if you would like to withdraw your consent to receive electronic Communications, please contact us by emailing [email protected] or calling us at 1-866-438-8372. Include your name, email address and Account number in any such request and please indicate that you are withdrawing your consent to receive electronic Communications from us. If you withdraw your consent to receive electronic Communications, you will not be able to do business with us electronically, but the withdrawal will not affect any previously provided or agreed upon Communications. There is no cost to you to receive paper copies of any Communications. We may need to verify your identity before sending paper copies to the physical United States address you provide. 

Communications in Writing.

All Communications in either electronic or paper format from us to you will be considered “in writing.” You should print or download for your records a copy of this Consent and any other Communication that is important to you. 

Electronic Signature and Records.

You agree that an electronic facsimile of your signature or your electronic agreement carries the full legal weight of a written signature.  You further agree that we may use electronic signatures and electronic records in our relationship with you. 

Federal Law.

You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.


We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law.

Reservation of Rights.

This Consent does not apply to any Communication that we determine, in our sole discretion, that we are required to deliver in paper form under applicable law or that you should receive in paper rather than electronic form.


By checking the disclosure box confirming you have read and agree to our Consent to Electronic Communications and Disclosures (“ESIGN Consent”), you are providing affirmative consent for us to provide electronic Communications to you as described above.  You further agree that your computer, tablet or mobile device satisfies the hardware and software requirements specified above and that you have provided us with a current e-mail address at which we may send electronic Communications to you.



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