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Paying with EasyPay is really that easy.

EasyPay helps customers acquire goods and services through simple payment solutions.

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Find Stores

$2,600

How it Works

Unlock your purchasing power in three easy steps.

$1,760

The Approval Decision

Quick Decisions

We provide quick decisions. Approvals are based on factors like income and banking history, not just your credit score.

Instant Funds

If approved, you could receive up to $5,000 to use where you need it most—at trusted locations.

Purchasing Power with EasyPay

Friendly Support

Let the staff know you want to use EasyPay. They'll help finalize the transaction using your approval.

Full Transparency

You will review and sign a clear agreement outlining all terms before completing the transaction.

Making Payments

Auto Setup

Payments are typically set up for automatic withdrawal from your chosen account on scheduled dates.

Simple Management

You can manage your account, view your transactions, and make payments through our online customer portal.

What you'll need*

To qualify, you will need:

To be at least 18 years old

A valid SSN or ITIN

A valid Government issued ID

An active checking account in good standing

A minimum net income of $750 per month

A valid email address and a smart phone number

*Meeting these requirements does not guarantee approval. All applications are subject to review and verification.

Agreement Types

The right payment solution for you

EasyPay connects you with great retailers and provides accessible payment solutions. Depending on your application details, the retailer, the item purchased, and state regulations, you will be offered either:

A Retail Installment Contract (RIC)

This is a straightforward financing agreement. You purchase the item(s) on credit from the retailer and agree to pay the total amount financed with interest in recurring payments. Ownership transfers to you at the time of purchase, subject to the contract terms.

Lease-to-Own Agreement (LTO)

A lease-to-own agreement gives you the option to own the item(s) by making recurring lease payments over time. You’re leasing the item for use from EasyPay Leasing, and ownership is not transferred unless you either complete all scheduled payments or exercise an Early Purchase Option(s) EPO.

A commitment to transparency.

Regardless of the agreement type, EasyPay is committed to transparency. During the application process, you will be presented with your specific terms, payment schedule, total cost, and conditions multiple times before you sign, ensuring you understand your commitment.

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Customer Stories

Don't just take our word for it…

Brittney R.

"I like that the application was fast, payments are affordable and I was able to get new tires without breaking the bank. I appreciate companies like this that help you get what you need with out the hassle and affordable enough that you can maintain regular bills along with the new payments."

Brittney R.

Happy Customer

Review Source: Trust Pilot

Brittney R.

Happy Customer

Review Source: Trust Pilot

Brittney R.

Happy Customer

Review Source: Trust Pilot

Brittney R.

Happy Customer

Review Source: Trust Pilot